Paid £2,000 for a bike way back when and want to make sure that you get to spend the same if you have to claim?

Or did you buy your gear second-hand and don't want it to be replaced as new?

No problem! With Laka, you choose the value you would like to insure your gear for. We will calculate your premium based on the value you choose to insure - either replacement 'as new' or the current value. 

No more quibbling over value when you have to claim! That's #LakaLove

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