We estimate the likely cost (your share) based on the claims we’ve paid out to our community in the last 3 months. The price is purely for guidance and your actual share will vary every month.

Your cap (the maximum we will ever charge you in a month) is a fixed amount. It is based on the value of your bikes and gear and is there to protect you if a high number of damages or losses occur in the community.

In previous months our customers paid the following % of their cap:


If you would like to know how we calculate your actual share as a member of Laka, check out the details in this article: How we calculate your share.

Did this answer your question?